Our online application is briefly unavailable. Your local branch can take your application over the phone or in person in the meantime.
We're carrying out brief maintenance on this form. It will be back shortly, and in the meantime your local branch manager can take your application over the phone or in person — there's no need to wait.
13 branches across South Carolina, open 8:30am – 5:30pm Monday to Friday.
We're here to help you get started on the path to your next chapter. Applications can be completed online or at any of our local branches.
Use the form on this page or call the number at the top of this site. Amount, purpose, and your nearest branch — about a minute of your time.
A branch manager reviews your request and calls you back. Bring basic details like your income and what you pay for housing, and we'll do the rest.
Review your fixed rate and monthly payment, sign, and receive your funds in one lump sum. Then get back to the things that actually matter.
Prefer to talk first? Call 864-854-8575 — we're open 8:30am to 5:30pm.
You will be asked for a few basics so your branch manager can review your request properly. Having these on hand makes the follow-up call faster:
A local branch manager reviews your request and reaches out your preferred way, usually the same business day. You review your fixed rate and monthly payment before signing anything.
We review every application individually and evaluate your overall financial picture, including your income and stability, rather than focusing solely on a credit score. Approval, the amount offered, APR, repayment term, payment schedule, and other credit terms depend on the information we review and the terms available to you.
Before accepting a loan, review the actual APR, finance charge, payment amount, number of payments, total of payments, and any applicable fees or conditions. Examples can explain how an installment loan works, but your final credit agreement controls the terms of your loan.
From small loans to large loans, we're the loan specialists who will get you what you need. Pay off debt, consolidate credit cards, plan a dream vacation — whatever your personal loan needs, we're here to help.
Short-Term Loan Disclosure: We do not offer loans that require full repayment in 60 days or less from the date of issuance. All loans are subject to approval. Rates and terms vary based on creditworthiness and other factors. Payment estimates shown on this page are illustrative only and are not an offer of credit.