Open 8:30am–5:30pm · All Locations 13 Branches Across South Carolina
Home Office 864-854-8575
Summit Financial Services of South Carolina
How It Works
Loan Options
Locations
Why Summit FAQs
Apply Now Call 864-854-8575

Why South Carolina Borrowers Choose Summit

Thirteen branches, over 100 years of combined leadership experience in lending, and a branch manager in your town who reviews your request personally.

  • Over 100 years of combined leadership experience
  • No minimum credit score required
  • A local branch manager on every application
13SC Branches
100+Years Combined
$200+Loan Amounts
8:30–5:30Open Weekdays
Memberships &
Accreditations
13Branches statewide
8:30–5:30Open at every location
Why South Carolina Chooses Summit

Four reasons families come back to us

01

Nobody knows local like we do

We're headquartered in Greenwood with 13 branches statewide. Your application is reviewed by the manager at your nearest branch, not a call center.

02

Fixed rates, fixed payments

Your interest rate never changes and neither does your payment. You know the exact number of payments the day you sign.

03

Straight answers on timing

Approval and funding timing vary with your application and any verification we need. Our process provides notice of approval or rejection within 30 days.

04

100+ years combined

Every manager brings a decade or more, and our leadership team has over a century of combined lending experience.

We make it our mission to always treat our team, customers, and community with the utmost respect.

Experienced

With a combined over 100 years of experience among our leadership in the lending industry, we have the expertise and knowledge to help get you the money you need.

Trustworthy

As experienced lenders, we know how to navigate getting you the money you need. You can trust us to work diligently to find the right solution for your financial needs.

Local

We treat each of our clients like people, not just their credit scores. When life moves quickly, having a local team can make a difference — your application is reviewed by a branch manager in your area, not a call centre in another state.

Why borrowers choose Summit

Straightforward lending, handled close to home

We care about each other, our customers, and our communities — and we provide year-round support for families when they need it.

Fixed Rates and Terms

Your rate and your monthly payment never change. You'll know the exact number of payments and the total cost before you sign anything.

Licensed and Accredited

We're regulated by the South Carolina Board of Financial Institutions and a member of the Independent Consumer Finance Association of South Carolina.

Loans From $200

Borrow only what you actually need. Repayment periods run from 6 to 48 months so the payment fits the room in your budget.

What our customers say

“Super helpful and professional!! Definitely recommend them!”

S.W.Google review

Call on us when you need a loan.

From small loans to large loans, we're the loan specialists who will get you what you need. Pay off debt, consolidate credit cards, plan a dream vacation — whatever your personal loan needs, we're here to help.

Loan disclosures

  1. Repayment Period: Minimum and maximum repayment period: 6 to 48 months.
  2. Maximum APR: Maximum Annual Percentage Rate (APR): 99.9%.
  3. Representative Example of Total Cost of Loan: Borrowing $10,000 over 24 months at a 20% APR will result in a monthly payment of $507. Total repayment amount: $12,168. This includes all applicable fees and interest.

Short-Term Loan Disclosure: We do not offer loans that require full repayment in 60 days or less from the date of issuance. All loans are subject to approval. Rates and terms vary based on creditworthiness and other factors. Payment estimates shown on this page are illustrative only and are not an offer of credit.

Call Apply Now