Open 8:30am–5:30pm · All Locations 13 Branches Across South Carolina
Home Office 864-854-8575
Summit Financial Services of South Carolina
How It Works
Loan Options
Locations
Why Summit FAQs
Apply Now Call 864-854-8575

Personal Loans in Greenville, SC: Fast & Easy Financing Options

Our Greenville branch offers personal installment loans starting at $200 for customers facing planned purchases, unexpected bills, and other personal expenses.

  • Loans from $200, with a fixed monthly payment
  • No minimum credit score required
  • Apply online or stop by the Greenville branch
$200+Loan Amounts
6–48Month Terms
8:30–5:30Open Weekdays
13SC Branches
Branch address
1014 Wade Hampton Blvd
Greenville, SC 29609
Get directions
Call the branch

Talk through your options with the team before you apply.

864-854-8525
Office hours

Monday through Friday
8:30am – 5:30pm

Branch manager

Edd Hiott

Send a request

A personal loan may help with costs such as vehicle repairs, medical expenses, home projects, or consolidating eligible debts into a scheduled repayment plan. Applications can be started online, and our Greenville team is also available for customers who would rather work with a local branch.

Approval, the amount offered, APR, repayment term, payment schedule, and other credit terms depend on your application and our underwriting process. Call the Greenville branch at 864-854-8525 if you want to ask about the application process or confirm current branch availability before visiting.

Visit the Summit Financial Greenville Branch

  • Address: 1014 Wade Hampton Blvd, Greenville, SC 29609
  • Phone: 864-854-8525
  • Branch Manager: Edd Hiott
  • Office Hours: 8:30am to 5:30pm
  • Application Options: Apply online or work with the Greenville branch

At our Greenville branch, you can ask questions about the application process, provide requested information, and review your loan documents with our local team. If you plan to visit in person, call us to confirm current availability or any temporary schedule changes.

How Summit Personal Installment Loans Work

Our personal installment loans provide an approved amount in a lump sum that you repay through a scheduled series of payments. Our personal loans use fixed rates and fixed repayment terms.

Before accepting a loan, review the terms that apply to your application rather than assuming a website example or general statement will be your final offer. Important figures include the amount financed, APR, finance charge, payment amount, number of payments, total of payments, and any applicable fees or conditions.

What Can a Personal Loan Be Used For?

Our personal loans can be used for a range of planned and unexpected household or personal expenses, including:

  • Vehicle repairs and service costs
  • Medical or veterinary expenses
  • Unexpected household bills
  • Home repairs or improvement projects
  • Consolidating eligible debts into one scheduled payment
  • Travel, special events, or other planned personal expenses

Borrowing adds a financing cost to the underlying expense. For a discretionary purchase, compare the total repayment amount with other ways to pay before deciding whether the loan fits your budget.

How to Apply for a Personal Loan in Greenville

We accept applications online and through our South Carolina branches. When you apply through our Greenville branch, the process generally involves providing the requested information, completing any necessary verification, and reviewing the offered terms if the application is approved.

  1. Start an application online or contact the Greenville branch.
  2. Provide the requested identity, residence, employment, income, and financial information.
  3. Respond to any request for documents needed to verify the information on the application.
  4. If approved, review the amount, APR, repayment term, payment schedule, and other required loan disclosures.
  5. Complete the agreement only after you understand the final credit terms.

Application timing can vary based on the information provided and any verification that is required. Our application process provides notice of approval or rejection within 30 days, but individual review and funding timelines can still vary based on the application and any required verification.

What to Bring to the Greenville Branch

When you apply, be prepared to verify your identity, income, and residence. Common documents include:

  • A current government-issued ID
  • Recent proof of income, such as a pay stub
  • A recent bank statement or utility bill used to verify the address
  • Any additional information Summit requests to complete the application review

Document requirements can vary by application. Contact the Greenville branch if you want to confirm what information may be needed before visiting.

Understand the Cost Before You Borrow

You can review our current loan disclosure for information about repayment periods, maximum APR, a representative cost example, and our short-term-loan statement. Your individual agreement will show the terms that apply to your approved loan.

Before signing, confirm the actual APR, finance charge, payment amount, number of payments, total repayment amount, fees, late-payment provisions, and prepayment provisions that apply to the approved loan.

Apply Online or Contact the Greenville Branch

If you want to explore a personal installment loan, start with the amount you actually need and compare that amount with the payment, APR, and total repayment amount offered for the application. You can apply online or contact our Greenville branch at 864-854-8525.

Greenville branch: 1014 Wade Hampton Blvd, Greenville, SC 29609.

Loans For What You Need

One loan, many reasons

A personal loan is a short- to medium-term loan for planned and unexpected expenses alike. You receive the funds in one lump sum and pay it back in fixed monthly payments.

Debt
Consolidation
Medical
Bills
Auto
Repairs
Travel &
Vacation
Special
Events
Home
Improvement

Call on us when you need a loan.

From small loans to large loans, we're the loan specialists who will get you what you need. Pay off debt, consolidate credit cards, plan a dream vacation — whatever your personal loan needs, we're here to help.

Find Your Branch

Personal loan locations across South Carolina

We're headquartered in Greenwood with locations throughout the state to serve our customers better. Every branch is open 8:30am to 5:30pm. Select a city to see that branch's address, manager, and hours.

Anderson

Kim Culbertson

2925 N Main St
Anderson, SC 29621
864-791-4151

Bennettsville

Brittney Tryon

218-A Hwy 15-401 Bypass East
Bennettsville, SC 29512
843-897-0175

Camden

Lisa DeBruhl

1011 Church St
Camden, SC 29020
803-272-0401

Columbia

Aaron Balls

7546 Garners Ferry Road
Columbia, SC 29209
803-904-7760

Easley

Tracey Wood

1035 S Pendleton St, Suite C
Easley, SC 29642
864-523-4380

Florence

Kristen Miles

1565 W Palmetto St
Florence, SC 29501
843-702-6343

Gaffney

Brittany Ellisor

1005-A W. Floyd Baker Blvd
Gaffney, SC 29341
864-206-5770

Greenville You are here

Edd Hiott

1014 Wade Hampton Blvd
Greenville, SC 29609
864-854-8525

Greenwood

Tisha Jernigan

1336A Bypass 72 N. East
Greenwood, SC 29649
864-854-8520

Laurens

Eddie Reyes

507 N Harper St
Laurens, SC 29360
864-715-2621

Lexington

Elicia Carrasco

603 Columbia Ave A-2
Lexington, SC 29072
839-205-3275

Seneca

Hailey Simmons

277 Applewood Center Place
Seneca, SC 29678
864-776-4025

Spartanburg

Greg Schaefer

115 E Blackstock Road
Spartanburg, SC 29301
864-754-3955

Home Office

Greenwood Headquarters

1336B Bypass 72 N. East
Greenwood, SC 29649
864-854-8575

Don't see your city?

We serve customers across the whole state. Apply online and we'll connect you with the closest branch.

Apply Online
Greenville Branch Questions

Greenville personal loan FAQs

Where is the Summit Financial Greenville branch?

The Greenville branch is at 1014 Wade Hampton Blvd, Greenville, SC 29609. The branch phone number is 864-854-8525.

Who manages the Greenville branch?

Our Greenville branch is managed by Edd Hiott.

Can I apply for a personal loan online?

Yes. You can apply online, and you can also work with our Greenville branch. An online application is still subject to review and approval.

How much can I borrow?

Personal loans start at $200. The amount available to you depends on your application, our underwriting review, and the terms approved for your loan.

Do I need perfect credit to apply?

No. We consider more than your credit score, including your overall financial picture and income. Applying does not guarantee approval.

What documents do I need?

We generally ask for a government-issued ID, recent proof of income, and a recent bank statement or utility bill to verify your address. We may request additional documents.

How quickly will I know if I am approved?

Timing varies with the application and any verification that is required. Contact the Greenville branch if you have questions about the current application process.

How much will the loan cost?

The cost depends on the approved amount, APR, repayment term, and applicable charges. Review our current loan disclosure and your individual credit agreement before accepting a loan.

Apply Online

Still have questions? Read all FAQs

Loan disclosures

  1. Repayment Period: Minimum and maximum repayment period: 6 to 48 months.
  2. Maximum APR: Maximum Annual Percentage Rate (APR): 99.9%.
  3. Representative Example of Total Cost of Loan: Borrowing $10,000 over 24 months at a 20% APR will result in a monthly payment of $507. Total repayment amount: $12,168. This includes all applicable fees and interest.

Short-Term Loan Disclosure: We do not offer loans that require full repayment in 60 days or less from the date of issuance. All loans are subject to approval. Rates and terms vary based on creditworthiness and other factors. Payment estimates shown on this page are illustrative only and are not an offer of credit.

Call Apply Now