Open 8:30am–5:30pm · All Locations 13 Branches Across South Carolina
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Summit Financial Services of South Carolina
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Apply for a Personal Loan in South Carolina

Our online application is briefly unavailable. Your local branch can take your application over the phone or in person in the meantime.

The online application is temporarily unavailable

We're carrying out brief maintenance on this form. It will be back shortly, and in the meantime your local branch manager can take your application over the phone or in person — there's no need to wait.

Your nearest branch

Greenville, SC

Ask for Edd Hiott.

1014 Wade Hampton Blvd
Greenville, SC 29609

Simple From Start To Finish

Getting started with Summit Financial

We're here to help you get started on the path to your next chapter. Applications can be completed online or at any of our local branches.

Customer smiling outdoors with his mountain bike
1

Tell Us What You Need

Use the form on this page or call the number at the top of this site. Amount, purpose, and your nearest branch — about a minute of your time.

Couple reviewing loan paperwork with a Summit branch manager
2

Talk With A Local Expert

A branch manager reviews your request and calls you back. Bring basic details like your income and what you pay for housing, and we'll do the rest.

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3

Get Back To Your Life

Review your fixed rate and monthly payment, sign, and receive your funds in one lump sum. Then get back to the things that actually matter.

Find My Branch

Prefer to talk first? Call 864-854-8575 — we're open 8:30am to 5:30pm.

You will be asked for a few basics so your branch manager can review your request properly. Having these on hand makes the follow-up call faster:

  • A government-issued ID
  • Recent pay stubs or other proof of income
  • A recent bank statement or utility bill to verify your address
  • What you pay each month for housing
  • How you plan to use the loan funds

What happens after you submit

A local branch manager reviews your request and reaches out your preferred way, usually the same business day. You review your fixed rate and monthly payment before signing anything.

How we review applications

We review every application individually and evaluate your overall financial picture, including your income and stability, rather than focusing solely on a credit score. Approval, the amount offered, APR, repayment term, payment schedule, and other credit terms depend on the information we review and the terms available to you.

Before accepting a loan, review the actual APR, finance charge, payment amount, number of payments, total of payments, and any applicable fees or conditions. Examples can explain how an installment loan works, but your final credit agreement controls the terms of your loan.

Key takeaways

  • Summit Financial Services of South Carolina offers structured personal loans as a predictable alternative to high-pressure loans and cash advances.
  • Loans feature fixed rates and stable repayment terms, allowing borrowers to budget without hidden fees or sudden rate hikes.
  • The application process is designed for convenience and quick reviews, evaluating an applicant's overall financial picture and income rather than focusing solely on their credit score.

Call on us when you need a loan.

From small loans to large loans, we're the loan specialists who will get you what you need. Pay off debt, consolidate credit cards, plan a dream vacation — whatever your personal loan needs, we're here to help.

Loan disclosures

  1. Repayment Period: Minimum and maximum repayment period: 6 to 48 months.
  2. Maximum APR: Maximum Annual Percentage Rate (APR): 99.9%.
  3. Representative Example of Total Cost of Loan: Borrowing $10,000 over 24 months at a 20% APR will result in a monthly payment of $507. Total repayment amount: $12,168. This includes all applicable fees and interest.

Short-Term Loan Disclosure: We do not offer loans that require full repayment in 60 days or less from the date of issuance. All loans are subject to approval. Rates and terms vary based on creditworthiness and other factors. Payment estimates shown on this page are illustrative only and are not an offer of credit.

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