At our Gaffney branch, we help customers explore personal installment loans for a variety of household and personal expenses.
Talk through your options with the team before you apply.
864-206-5770Monday through Friday
8:30am – 5:30pm
Brittany Ellisor
Send a requestLoan amounts start at $200, and potential uses range from vehicle repairs and medical costs to home projects, unexpected bills, and eligible debt consolidation. You can begin your application online or speak with our Gaffney team for help with the application process and any information that may be needed to complete your review.
We review every application individually. Approval, the amount offered, APR, repayment term, payment schedule, and other credit terms depend on the information we review and the terms available to you. Call the Gaffney branch at 864-206-5770 if you have questions or want to confirm current branch availability before visiting.
At our Gaffney office, you can ask application questions, provide requested information, and review your loan documents with our local team. Call us before visiting if you would like to confirm current availability or any temporary schedule changes.
Several consumer lenders operate along West Floyd Baker Boulevard. Our Gaffney branch is at 1005-A W. Floyd Baker Blvd, and our local phone number is 864-206-5770.
When using directions or checking a map listing, confirm the Summit Financial Services of South Carolina name and the 1005-A address so you reach our office.
Our personal loans provide a lump sum that is repaid through fixed monthly payments over a set period. The important comparison is not simply whether an application feels quick or easy. You should understand how much is being financed, the APR, the payment amount, the repayment period, and the total amount that will be repaid.
Before accepting a loan, review the actual APR, finance charge, payment amount, number of payments, total of payments, and any applicable fees or conditions. Examples can explain how an installment loan is structured, but your final credit agreement controls the terms of your loan.
Our personal loans can be used for a range of planned and unexpected household or personal expenses, including:
Borrowing increases the total cost of an expense because interest and other applicable charges may be paid over time. For nonessential purchases, compare the total repayment amount with other payment options before deciding whether borrowing fits your budget.
We accept applications online and through our South Carolina branches. When you apply through our Gaffney branch, the process generally involves providing the requested information, completing any needed verification, and reviewing the terms offered if the application is approved.
Approval and funding timing can vary based on the application and any verification that is required. Contact the Gaffney branch if you have questions about the current application process.
When you apply, be prepared to verify your identity, income, and residence. Common documents include:
Document requirements can vary by application. Calling the Gaffney branch before visiting can help you confirm what information may be needed.
You can review our current loan disclosure for information about repayment periods, maximum APR, a representative cost example, and our short-term-loan statement. Your individual agreement will show the terms that apply to your approved loan.
Before signing, confirm the actual APR, finance charge, payment amount, number of payments, total repayment amount, fees, late-payment provisions, and prepayment provisions that apply to the approved loan.
If you want to explore a personal loan, start with the amount you actually need and compare that amount with the payment, APR, and total repayment amount offered for the application. You can apply online or contact our Gaffney branch at 864-206-5770.
Gaffney branch: 1005-A W. Floyd Baker Blvd, Gaffney, SC 29341.
A personal loan is a short- to medium-term loan for planned and unexpected expenses alike. You receive the funds in one lump sum and pay it back in fixed monthly payments.
From small loans to large loans, we're the loan specialists who will get you what you need. Pay off debt, consolidate credit cards, plan a dream vacation — whatever your personal loan needs, we're here to help.
We're headquartered in Greenwood with locations throughout the state to serve our customers better. Every branch is open 8:30am to 5:30pm. Select a city to see that branch's address, manager, and hours.
We serve customers across the whole state. Apply online and we'll connect you with the closest branch.
The Gaffney branch is at 1005-A W. Floyd Baker Blvd, Gaffney, SC 29341. The branch phone number is 864-206-5770.
Our Gaffney branch is managed by Brittany Ellisor.
Yes. You can apply online, and you can also work with our Gaffney branch. An online application is still subject to review and approval.
Personal loans start at $200. The amount available to you depends on your application, our underwriting review, and the terms approved for your loan.
No. We consider more than your credit score, including your overall financial picture and income. Applying does not guarantee approval.
We generally ask for a government-issued ID, recent proof of income, and a recent bank statement or utility bill to verify your address. We may request additional information.
Timing varies with the application and any verification that is required. Contact the Gaffney branch if you have questions about the current application process.
The cost depends on the amount financed, APR, repayment term, and applicable charges. Review our current loan disclosure and your individual credit agreement before accepting a loan.
Still have questions? Read all FAQs
Short-Term Loan Disclosure: We do not offer loans that require full repayment in 60 days or less from the date of issuance. All loans are subject to approval. Rates and terms vary based on creditworthiness and other factors. Payment estimates shown on this page are illustrative only and are not an offer of credit.